Contact us :Email id : [email protected]Phone No. - +91 8511730745

REFUND POLICY

Overview
At Tax Multiplier, we are committed to delivering high-quality consulting services and ensuring client satisfaction. This Refund Policy outlines the terms and conditions under which refunds may be requested and granted.1. Service Categories and Refund Eligibility1.1 Consulting ServicesOne-time Consulting Projects: Refunds available only if service has not commenced
Ongoing Consulting Engagements: Prorated refunds for unused portion, subject to minimum notice requirements
Strategy Development: No refunds once initial analysis phase is completed1.2 Digital Products/TemplatesDigital Downloads: No refunds once downloaded or accessed1.3 Training/WorkshopsLive Sessions: Full refund if cancelled 48 hours before session; 50% refund if cancelled 24-48 hours prior
Recorded Training: No refunds once access is granted2. Refund Request Timeline2.1 Service-Based RefundsMust be requested within 14 days of service commencement
Written notice required with specific reasons for dissatisfaction
Client must provide opportunity for remedial action before refund consideration2.2 Product-Based RefundsDigital products: No refunds once accessed unless materially defective3. Conditions for Refund Eligibility3.1 Eligible CircumstancesMaterial breach of service agreement by our company
Service delivery significantly different from agreed scope
Technical defects in digital products that cannot be resolved
Cancellation by client before service commencement (subject to cancellation fees)3.2 Non-Eligible CircumstancesChange of mind or business direction by client
Client's failure to provide necessary information or cooperation
Client's dissatisfaction with results due to market conditions beyond our control
Services substantially completed as per agreed scope
Client's failure to implement recommendations provided
Delays caused by client's unavailability or unresponsiveness4. Refund Process4.1 Request ProcedureSubmit written refund request to [email protected]
Include original purchase details and invoice number
Provide detailed explanation of grounds for refund
Allow 5-7 business days for initial review
Participate in good faith discussion to resolve concerns4.2 Evaluation CriteriaCompliance with service agreement terms
Quality and timeliness of service delivery
Client's cooperation and participation level
Extent of work completed
Resources invested in the project5. Refund Amounts and Limitations5.1 Partial RefundsProrated based on work completed and time invested
Deduction for any deliverables already provided
Administrative fee of 10% may apply for processing5.2 Full RefundsAvailable only when no work has commenced.5.3 Maximum LiabilityTotal refund amount shall not exceed the fees paid for the specific service in question
No refunds for indirect costs, opportunity costs, or consequential damages6. Payment Processing and Timeline6.1 Approved RefundsProcessed within 7-10 business days of approval
Refunded to original payment method
Bank processing time additional (3-5 business days)6.2 International ClientsCurrency conversion rates at time of refund processing
Client responsible for any bank or transfer fees
Processing time may extend to 10-15 business days7. Dispute Resolution7.1 Internal ResolutionAll refund disputes first addressed through direct communication
Senior management review for disputed cases
Mediation option available for complex disputes7.2 External ResolutionDisputes not resolved internally may be subject to arbitration
Governing law: [Your State/Country]
Legal fees responsibility as per applicable law8. Special Circumstances8.1 Force MajeureRefunds or service credits may be offered for delays due to circumstances beyond our control
Evaluation on case-by-case basis
Alternative service delivery methods prioritized over refunds8.2 Service ModificationsIf service scope changes significantly, client may request refund for difference
Mutual agreement required for major scope modifications
Documentation of changes required9. Exceptions and Limitations9.1 Custom WorkNo refunds for custom-developed solutions once specifications are approved
Partial refunds only if development has not commenced
Client owns rights to completed custom work regardless of refund status9.2 Third-Party ServicesRefunds for third-party tools or services subject to respective vendor policies
We will assist in facilitating refund requests but cannot guarantee outcomes
Our service fees separate from third-party refund considerations10. Policy Updates10.1 ModificationsThis policy may be updated periodically
Clients will be notified of material changes
Updated policy applies to services purchased after effective date10.2 GrandfatheringExisting contracts governed by policy in effect at time of agreement
Significant policy changes may require contract amendmentsContact Information
For refund requests or policy questions:Email: [email protected]Important Notes1. Documentation Required: All refund requests must include supporting documentation and clear justification
2. Good Faith Requirement: Both parties expected to act in good faith to resolve concerns before refund consideration
3. Professional Standards: Our services maintain professional industry standards; refunds not guaranteed for subjective dissatisfaction
4. Communication: Proactive communication about concerns encouraged throughout service delivery

Privacy Policy
Effective Date: 15/08/2025Harshal Ranka (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you engage with our online consulting and advisory services.1. What Information We CollectWe collect and process the following types of personal data:a. Information You Provide VoluntarilyFull nameEmail addressBilling addressPayment details (processed securely via third-party payment providers — we do not store card information)Any other personal data you choose to share (e.g. via contact forms, support requests)b. Information We Collect AutomaticallyIP addressDevice type and browserGeographic location (approximate)Referring websiteTime and date of accessPages viewedThis data is collected via cookies and similar tracking technologies (see Section 8).2. How We Use Your DataWe use your personal data to:Fulfill your orders and deliver servicesProcess payments securelyCommunicate with you (including emails about your purchase or relevant updates)Provide customer supportImprove our website and servicesComply with legal obligationsPrevent fraud or abuse3. Sharing of InformationWe do not sell your personal information. We may share your information only with:Service Providers: Trusted third-party vendors (payment processors, IT providers, analytics tools) under strict confidentiality.Legal Compliance: When required by law, regulation, or court order.Business Transfers: In case of a merger, acquisition, or restructuring.4. International Data TransfersAs we serve clients worldwide, your information may be transferred and stored outside your country, including in India. We take appropriate measures to ensure that such transfers comply with applicable data protection laws (e.g., GDPR for EU residents).5. Data RetentionWe retain your personal data only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.6. Your RightsDepending on your location, you may have the right to:Access, correct, or delete your personal data.Restrict or object to processing of your data.Withdraw consent (where applicable).Request data portability.To exercise your rights, please contact us at [email protected].7. SecurityWe implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse. However, no online transmission or storage system is 100% secure.8. Cookies and TrackingWe use cookies and similar technologies to enhance your browsing experience, analyze site traffic, and deliver personalized content. You may control cookie settings through your browser preferences.9. Children’s PrivacyOur services are not directed to children under 18. We do not knowingly collect personal information from children.10. Data SecurityWe implement appropriate technical and organizational measures to protect your data, including:SSL encryptionSecure third-party processorsLimited access to your dataHowever, no system is 100% secure. You use this website at your own risk.11. Changes to This Privacy PolicyWe may update this Privacy Policy occasionally. The latest version will always be posted on this page, and the date of last revision will be indicated at the top.We encourage you to review this policy regularly.13. Contact UsIf you have any questions about this Privacy Policy or how your data is handled, please contact:📧[email protected]

Terms and Conditions
Effective Date: 15/08/2025Welcome to Taxmultiplier.com (“we,” “our,” “us”). By accessing or using our website [insert website URL] (“Site”) and services, you agree to these Terms and Conditions. Please read them carefully.1. Acceptance of TermsBy using our Site or engaging our consulting/advisory services, you agree to comply with these Terms. If you do not agree, please do not use our Site or services.2. Services ProvidedWe provide online consulting and advisory services to clients worldwide. The scope, duration, and fees of services are agreed upon in writing (via email, proposals, or invoices) before engagement.3. Use of the WebsiteYou agree to use our Site only for lawful purposes.You shall not attempt to gain unauthorized access to our systems, interfere with the Site, or misuse content.We reserve the right to suspend or terminate access if misuse is detected.4. PaymentsAll fees are communicated before engagement.Payments must be made in full before or as per agreed terms.We use secure third-party payment processors; we are not liable for errors, security breaches, or failures of these providers.5. Cancellations and RefundsCancellations must be requested in writing.Digital/consulting services already rendered are generally non-refundable. Although, you can further read the refund policy as stated on the website.6. Intellectual Property
All materials, resources, and content provided during our services remain our intellectual property unless otherwise agreed in writing.You may use materials provided only for your internal business purposes and not for resale, redistribution, or reproduction without permission.7. No GuaranteesOur consulting and advisory services are intended to provide insights, strategies, and recommendations. However, we do not guarantee specific results, outcomes, or financial gains. You are responsible for your business decisions.8. Limitation of LiabilityTo the fullest extent permitted by law:We are not liable for any indirect, incidental, or consequential damages arising from the use of our services or website.Our total liability shall not exceed the fees paid by you for the specific service giving rise to the claim.9. Third-Party LinksOur Site may contain links to third-party websites. We are not responsible for the content, security, or practices of these external sites.10. Governing LawThese Terms are governed by the laws of India. For international clients, local consumer protection laws may also apply. Any disputes shall be subject to the exclusive jurisdiction of the courts of [insert city/state in India].11. Changes to TermsWe may update these Terms at any time. The updated version will be posted on our Site with a revised “Effective Date.” Continued use of our Site or services means you accept the updated Terms.12. Contact UsFor questions about these Terms, please contact : [email protected]